Resources · Seller Tools
What will you actually walk away with?
Most sellers are surprised by how much sits between the list price and the check. Running it early — before you list — tells you what you can afford to do next.
Your current loan balance
Both sides combined — typically 5–6% in NC & SC
Title, attorney, recording, prorated taxes
Work done plus anything credited to the buyer
Liens, second mortgages, HOA payoff
Estimated net proceeds
$132,000
What comes out of the sale price
Commission
Typically 5–6% total in this market, split between the listing and buyer sides. It's negotiable, and it's the single largest line item for most sellers.
Closing costs
Title search, attorney and settlement fee, recording fees, and prorated property taxes through the closing date. Both Carolinas require an attorney.
Repairs & concessions
Anything found in inspection that you fix, plus credits negotiated for the buyer. Budgeting a small amount up front usually beats being surprised later.
Payoff & liens
Your mortgage balance, plus any second mortgages, HELOCs, or HOA payoff amounts. These are settled directly at closing.
Have questions about your own numbers?
These tools are a starting point. When you're ready, we'll walk through what actually fits your situation — no pressure, no obligation.